Tag: 2019最新上海419龙凤

How to learn from your competitors to dominate the market

first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr To succeed at e-commerce, you need to learn how to reach the front page of search results, win price comparisons without losing profit, and claim coveted featured spots like the Amazon Buy Button. You could try to reinvent the wheel and explore how to do this on your own, or you could observe the brands that are already crushing it and learn from them.Competitor research is essential to business. In e-commerce, you need to research how much a product will cost to produce, so that you can determine how much you need to sell it for in order to make a profit. Then, you’ll need to research your would-be competitors to find out if the market is willing to buy at that price point.If you don’t know what your competitors are doing, you can’t meet or exceed what they are offering. In sports, for example, opposing teams and players invest hundreds of hours into researching and studying their competition to learn their moves and tactics. Colonel Harland Sanders meticulously researched McDonald’s before launching KFC. Sam Walton regularly visited competing stores to find out what they were doing. Steve Jobs famously quoted Pablo Picasso, saying “Good artists copy, great artists steal.” continue reading »last_img read more

Read More

Sundberg takes Eureka, sets up final round showdown

first_imgPhoebe Sundberg shot a an field-low 83 as the McKinleyville High girls golf team coasted to another easy victory Tuesday afternoon at the Eureka Municipal Golf Course.Sundberg improved on her first outing at Eureka back in early September by three strokes on Monday, winning the round by five strokes. Fellow Panther Molly Citro shot an 88 to earn a second place finish on Monday, followed by Arcata’s Avary Henry who shot a 91.With one round left to be played Citro leads the field. Citro has …last_img read more

Read More

Dark Matter: Where Is It?

first_imgIf physicists and astronomers are going to continue to tell us that 95% of the mass in the universe is hidden in some unobservable dark matter, they had better find it soon.  Two articles on PhysOrg (#1, #2) reported on continuing efforts to find the elusive stuff – if it exists at all.  The first article begin quizzically,95%.  That is the percentage of the known Universe that is missing.  As in it is not there.  Or at least if it is there, we can’t see it.  We call this unseen stuff “dark matter”.  That has been well known for sometime.  What is trickier in answering is why?  Why is it that 95% of the universe is made up of this so-named “dark matter?”  An even trickier question is where?  As in where is this dark matter?  It is those two questions that have plagued physicists for decades.  Dark matter, by its own definition cannot be seen, hence its name.  So how do we “see” it, how do we know “where” to look?The article announced that “for the first time, a team of physicists has gathered evidence.”  What qualifies as evidence, though, may be in the eye of the beholder.  What some physicists found was high-energy positrons from space.  Any connection to dark matter (in this case, weakly-interacting massive particles, or WIMPs) is highly theory-dependent.    The second article did not claim evidence – just the desire to find it.  A Columbia physicist put it this way: “Sometimes I think of dark matter as a mysterious woman with her face covered by one of those beautiful Venetian masks.  All of us experimentalists are driven by one desire: to uncover that face.”    Researchers are spending millions of dollars looking for something that may not exist.  There are only indirect reasons for suspecting its existence: theories that require it, and galaxy clusters that would have disrupted from their own internal motions if they are as old as claimed.How is this different, functionally, from invoking miracles or occult substances to keep one’s pet belief intact?  Keep track of this dark matter story.  We’ll have to see if it becomes a 21st century analogue of alchemy.(Visited 14 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Read More

SA, Africa ‘must position for growth’

first_img2 July 2012 Africa, and South Africa as a key gateway to the continent, will have a bright future as the next growth frontier in the global economy if they can position themselves correctly, says Trade and Industry Minister Rob Davies. Speaking during the New Age/SABC breakfast briefing in Sandton, Johannesburg on Friday, Davies highlighted the need for economic integration on the continent, noting that promoting regional economic integration was an important element of South Africa’s trade strategy. He noted that there were around 20 emerging economies that were becoming the main drivers of economic growth and economic dynamism in the world.Emerging economies to drive global growth “It is estimated that the 20-odd emerging economies will be responsible for something like 61% of global growth over the next few decades and that these countries were already responsible for something like one-third of world trade,” he said. The hope of recovery from the economic crisis still resided in the emerging economies. “Good news for us is that Africa is very much part of the growth story,” Davies said. “There is growing recognition across the world that Africa is the next growth frontier after Asia ahead of some other parts of the emerging world.” This was exemplified by the fact that the IMF estimates that this year the average growth on the African continent will be about 5.5%. In addition, six of the 10 fastest growing economies were located on the African continent. “If one attends international forums and engages investors across the world, we will see that many of them are now taking seriously the African continent as the growth frontier.” The factors Davies identified as having driven growth in Africa included a mineral products boom; a consumer-driven boom in Africa; the fact that the continent had been spared either a systemic financial crisis or a sovereign debt crisis; and infrastructure development that had taken place and which has supported economic growth across the continent.Africa ‘must now industrialise’ What was now required was to change this economic spurt into a sustained development effort, and that required the continent to industrialise, Davies said. South Africa had an important role, an important set of opportunities and important responsibilities in this regard, as it was the most industrialised country on the African continent. Three main areas that have been identified for the focus of industrial development, Davies said, were the need to add value to mineral products, to agricultural products and to develop a pharmaceutical industry. Also important was the need to consolidate and build new, mutually beneficial trade and investment relations with dynamic economics and dynamic sectors across the world. South Africa’s membership of BRICS was a huge advantage in consolidating and building a relationship with the fastest growing economies and most important leading economies in the emerging world, Davies added. Source: SANews.gov.zalast_img read more

Read More

Uncover a new world of Hidden Creatures

first_imgRecently, 13 sightings of magical creatures and otherworldly beings have been reported. Embark on a global adventure to try to witness these mythical creatures in their unique habitats. From June 27 through July 25, earn up to 13 mythical creature souvenirs by finding geocaches and attending events. For centuries, Hidden Creatures have fueled the imagination and provided supernatural explanations for the world around us. Once written off as simple mythology, a recent series of events now indicate these creatures might actually be real. Your challenge is to look for these creatures in their natural habitats and confirm the existence of as many as you can.Each week a new habitat will be introduced, beginning with Hidden Creatures of the forest and ending with a magical creature who lives among the stars. See how fast you can witness all of the creatures or take your time to find each one over all four weeks, the challenge is up to you! Find geocaches or attend events to increase your chances of seeing these mythical creatures and earn up to 13 souvenirs. Plus, share your adventures with #hiddencreatures for a chance to be featured on the Geocaching Blog. Find Hidden Creatures SharePrint RelatedHidden Creatures FAQMay 29, 2018In “News”From Sketch to Souvenir: the artist behind Hidden CreaturesJune 19, 2018In “News”Last chance! Collect all 13 Hidden CreaturesJuly 17, 2018In “News” Have more questions? Visit the FAQ!Share with your Friends:Morelast_img read more

Read More

3 Deadly Mistakes made by SaaS Providers

first_imgRelated Posts A Web Developer’s New Best Friend is the AI Wai… Getting paying subscribers is by far the biggest expense for any SaaS provider. And so it means a SaaS company has to be pretty careful about the ways it spends its money.What are the three deadly SaaS marketing mistakes? According to the blog, Practical Advice on SaaS Marketing, they are as follows:Spending Money to Lose MoneyDrew Houston of Dropbox learned the hard way what can happen when he decided to do an AdWords campaign. It cost Dropbox $233 to $388 to attract customers. But the product sold for $99. Houston had one word to describe the experience:“Fail!”What he came away with is a handy equation for the SaaS company thinking about its costs:CAC>CLVCAC stands for “customer acquisition costs.” CLV is stands for “customer lifetime value.”As Peter Cohen explains, on the CAC side it may be big events, high-priced events and clever but way-too-expensive giveaways. CLV issues may be not turning free subscribers into paying ones.Houston provides an insightful story about the failure of best practices and the success that comes when you invest in your own community.Dropbox Startup Lessons Learned Racing Against the ClockYou can try to make up for the CAC by reducing the CAC costs and making lots of money before the cash gets all burned upThis can be a deadly game but it can work. SucessFactors did it. According to Cohen:“CAC/annual revenue reached 112% at one point, but over time has come down to a more sustainable 53%. They out-grew the cash burn.”Bailing with a Tea CupThis is a problem of underspending. Sales and especially marketing can be seen as a hindrance. We see it way too often. Antipathy for marketing leads to cynicism and sometimes outright hostility. But it is the sales and marketing that do the heavy lifting. They are responsible for getting the leads and making the sales.But if there is always the pressure to do it on the cheap, then it can lead to problems. The company won’t have the resources in sales and marketing to get the job done.Cohen:“SaaS companies will typically spend much more on sales and marketing as a percentage of revenues than their licensed software brethren. Concur, for example, spends 31% of its annual subscription revenues on sales and marketing, and Salesforce.com spends 54%. For nearly all companies, customer acquisition costs will be the single largest expense on the income statement.”Running a SaaS service is not for the faint of heart. But the geeks in us feel that Dropbox is the best example of a company that was built on the loyalty of its early adopters. Word of mouth helped it reach 1 million subscribers – that’s something most services never achieve. alex williams Top Reasons to Go With Managed WordPress Hosting Tags:#cloud#saas Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Marketlast_img read more

Read More

Maine Firm Offers Net-Zero In-Law Flat

first_img RELATED ARTICLES Maine-based BrightBuilt Home is betting that changing demographic patterns will mean increased demand for small, energy-efficient dwellings that can be ready in less time than conventional site-built houses.The In-Law Flat & Guesthouse is the 11th design in a series of high-performance BrightBuilt houses. Kaplan Thompson Architects spun off the company as a separate entity in 2013. Since then, BrightBuilt has built or designed 67 houses.The line of net-zero homes has its origins in the BrightBuilt Barn, designed for a site in Rockport, Maine, in 2005 and built in panelized form by Bensonwood. The BrightBuilt line now includes a range of styles and sizes up to 2,700 square feet, including two that can be configured with as many as five bedrooms.But it was a number of demographic trends that convinced the company of a growing need for smaller houses that could operate at net-zero energy and be kept relatively affordable with the efficiencies of off-site modular construction. According to a statement from the firm, those trends included an increased number of multi-generational households, an increase in the divorce rate of people over 50, and the “staggering growth” of interest in short-term rentals, especially in New England. Flexibility is key to the designKaplan sees a variety of uses for the In-Law Flat. One could be installed as an accessory dwelling to a larger home for use by parents or other relatives, and moved to a different location when it’s no longer needed for that purpose. The firm is working on an off-grid version suited for remote locations where builders versed in high-performance houses are scarce, and a connection to the grid prohibitively expensive.“Flexibility is huge,” Kaplan said. So is the potential demand. Sixty people contacted the firm in the first week after the design was announced.For now, BrightBuilt Home uses two modular builders — Simplex Modular Homes in Pennsylvania, and New England Homes in New Hampshire — and counts the swath from Maine to Virginia as its principal market. Although most BrightBuilt models are either modular or panelized, Kaplan says that in some cases it’s more economical to stick-build the houses on site.“Just in the last year or so we’ve loosened up on our mandate that everything must be built in the factory, must be off-site construction,” he said. “We’ve realized that particularly in Maine, where most of our houses are sold, labor is cheaper. People understand high performance, so site-built sometimes makes more sense.“But they’re all high-performance,” he added. “We’ve never done anything that’s not. That’s kind of off the table.” Factories Gear Up for Passive House Building With NZE as an Option, a Modular Series Launches in MaineNet-Zero Modular Homes Head for Peaks Island, MainePassivhaus Goes PrefabMaking the Case for Prefab Zero-Energy HomesThese Superinsulated Homes Were Delivered By Truck High-Performance Builders See Gains Ahead with Panelized Construction In-Law Flats start at $135,000, not including site work. The one-bedroom model is 14 feet wide and 42 feet long; the two-bedroom model adds 12 feet to the length. It has triple-glazed windows, double-stud exterior walls 10 inches thick and insulated with cellulose, I-joist floor framing, and a truss roof.In a telephone call, Phil Kaplan said the base model is heated with electric resistance heating. Although the strip heaters use more electricity than a heat pump would, they are a lot less expensive to install, and the design skirts potential problems that can crop up with the outdoor compressors that air-source heat pumps need.“The way we like to think about it is that it counts as net-zero if you can get enough solar on the roof,” Kaplan said, “and with these [heating] loads we can.”BrightBuilt director Parlin Meyer said in an email the houses arrive solar-ready. “We’ve run modeling per typical occupancy, usages, and all appliances and arrived at a solar array of 4.2 kW for getting to net-zero,” she said. “More than ample room on the roof to support an array of this size.”The house is delivered to the site in essentially finished condition, Kaplan said, requiring little on-site work for completion. House and roof are shipped separately, and because the air barrier is located at ceiling rather than roof level, airtightness can be tested at the factory. The goal is 1.5 air changes per hour at 50 pascals.last_img read more

Read More

Credit card fraud: Crime involving plastic money takes a bolder turn

first_imgCARD SHARP: Mathew made purchases worth Rs 15 lakh on stolen card numbersAt first, nothing seemed amiss about the trio. Like a growing number of youngsters of their age, they too were out to have a rollicking time. Branded clothes, flashy girls, discos – life was one long party, money,CARD SHARP: Mathew made purchases worth Rs 15 lakh on stolen card numbersAt first, nothing seemed amiss about the trio. Like a growing number of youngsters of their age, they too were out to have a rollicking time. Branded clothes, flashy girls, discos – life was one long party, money a non-issue. The credit card took care of it all. Until, of course, the Mumbai Police received a tip-off.When the police acted on the information and arrested the three in May – Charanjit Singh Chaddha, 24, Karanjit Singh Sethi, 23, and Gaurav Bakshi, 26 – even the law enforcers had not bargained for what they recovered: 80 credit cards – and all of them fake. The youths, it transpired, were from Delhi and part of an international racket in which hundreds of genuine US credit card holders were skimmed to churn out an assembly line of fake plastic.The mastermind behind the racket was a New York-based Pakistani national called Fahad. Chaddha and his friends were running his backroom operations in Mumbai and had colluded with a grocer and travel agent to fabricate bills to siphon off over Rs 1 crore from bank accounts of 80 card users in the US. Indian banks are also suffering: Citibank Rs 30 lakh, Canara Bank Rs 50 lakh, Bank of Baroda Rs 60 lakh…More recently, the Mumbai Police arrested Ravi Shankar, a 34-year-old unemployed computer engineer who bribed a waiter in a city hotel for credit card numbers of customers. Using two of these, he ordered two music systems, a synthesiser and a mobile phone from durableshop.com, a Chennai-based e-commerce site. His luck ran out when a suspicious courier company alerted the police just as he was to take the delivery of a new laptop.advertisementSimilarly, two months ago the police in Kottayam, Kerala, arrested Arun Mathew, a 30-year-old engineer who swapped pornographic pictures for credit card numbers with a front-desk staffer of a US hotel. For over a year, he used the credit card numbers of US-based customers to import lingerie and sports shoes worth Rs 15 lakh from e-commerce chains before a foreign bank informed the local police.CLEAN SWIPELOST/STOLEN CARDS: The most common cause of card frauds.POSTAL/MAIL INTERCEPT: Card criminal intercepts the new or renewed card issued to cardholder and misuses it.MAIL/TELEPHONE/INTERNET ORDERS: Fraudulent transactions in which a cardholder’s credit card number is quoted by an unauthorized person to make purchases or use services.COUNTERFEIT/DUPLICATE CARDS: Cards with counterfeit card association logos, holograms with valid names, account numbers and encoded data.MULTIPLE IMPRINTS/SALES DRAFTS: An unscrupulous trader generates multiple imprints of your legitimate card submitted for payment in his premises. The subsequent sales slips could be used to put fraudulent charges on your card or are sold to other retailers. While credit card frauds are nothing new, what has shocked the police is the growing audacity and scale of the crimes. Billed as a convenience tool, plastic money is as convenient to pick. The global village’s criminal now finds it easier to swipe your card and key in its pin number than to point a gun in your face and rob you. The bag of tricks appears to be full. They range from the relatively dated method of stealing the card in your mail to more tech-savvy ones like hacking websites to get hold of credit card numbers.”Credit card fraud is the bank robbery of the future,” says DCP Dinesh Bhatt of the Delhi Police’s Economic Offences Wing. According to a study conducted by the Credit Card and Management Consultancy (CCMC), an Udaipur-based firm, card-related frauds are now increasing at an annual rate of 30 per cent in India.The study pegs the average loss per card at Rs 60,000 per annum and for ATM cards at Rs 30,000. It estimates that 2 per cent of the Indian credit card base, or two of every 100 persons owning a credit card, become victims of fraud at one time or the other.Just two months ago, the Delhi Police busted a racket in which the employee of a courier company had intercepted and stolen eight credit cards despatched by the State Bank of India to clients in Madhya Pradesh. The cards were then sold to friends who bought computers, clothes, refrigerators and mobile phones worth Rs 1.25 lakh.In August 2000, Delhi-based businessman Mohanjeet Singh applied for a Citibank ATM card. The card was reportedly sent to him by post from the bank’s headquarters in Chennai but didn’t reach him. It was intercepted and used by criminals who in a series of rapid-fire cash withdrawals from various ATMs sucked Rs 17.5 lakh out of Singh’s account over 10 days. The culprits are yet to be identified, let alone arrested.advertisement”Going by the experience of developed countries, card fraud in India will soon be an industry in itself,” says CCMC’s Chief Consultant Vijay Mehta. “The bigger the bank, the bigger the card base and the more vulnerable are customers.” Card companies, however, are circumspect. They have a clientele of over 50 lakh credit, debit and ATM card users, a figure growing by an impressive 22-25 per cent annually.That is, every year 10 lakh card holders join the legion of plastic users. The growing crime, the industry fears, could act as a major deterrent. “It inhibits card usage by customers who have had a bad experience,” admits Citibank spokesperson Madhulika Gupta.How vulnerable is a credit card holder to fraud? As vulnerable as he lets himself to be. He can count himself in the high-risk group if he leaves his cards lying around, doesn’t bother to scrutinise his monthly statements and freely parts with the card number to anyone asking for it on the phone or the Net.EXPOSED: Chaddha (in red shirt) with six others arrested in MumbaiThat’s one side of it. There’s also porous technology and the lack of legal safeguards to contend with. Most foreign banks claim they have the technology to detect card fraud. Standard Chartered, which has over 10 lakh customers in India, has a system which pinpoints abnormal attempts on a credit card.”We send out an advisory to the customer if we see him buying say 10 shirts or indulging in low-denomination transactions, usually done by card criminals to check the card’s validity,” says Shyam Srinivasan, head of the credit cards division, Standard Chartered.Citibank too boasts of a similar check system. But it is obviously not enough. Neither bank will reveal the losses they suffer from card fraud, preferring to call it “well within globally acceptable norms”.While multinational banks can afford to absorb the hits – at the current levels at least – many Indian public-sector banks have shied from entering the technology and volume-driven card industry. Some fight fraud by maintaining modest user levels and thus bypass the sophisticated technology required to protect huge card bases.Taking note of the growing foul play, however, the Reserve Bank of India recently issued a circular advising all major Indian banks to set up internal control systems and participate in fraud-prevention task forces to formulate stringent laws. At present, whenever a fraud is detected it is registered as a case of cheating under Section 420 of the IPC. But that’s more of a formality. With no fool-proof protection, victims of fraud often find themselves helpless.While their liability to pay up is reduced if the theft of a card is reported in time, there is little they can do in other cases. Rajesh Dalvi, an executive with a Mumbai TV software firm, for instance, wanted to protect himself from fraud. He asked Standard Chartered for a photo credit card.advertisementA bank “representative” came to his house one evening to collect his old credit card and do the needful. Within a week Dalvi was slapped with a bill of Rs 18,000 for shopping he hadn’t done. Dalvi had no option but to pay up. For bitter cardholders like him, credit is a taboo word now. At least till technology and legislation to tackle plastic crime are fully in place.last_img read more

Read More